• Lionel Lye

What is critical illness insurance?


Is it true that everyone needs medical insurance but critical illness protection is not needed by everyone?

Before we explain, first we must know the purpose of each policy.

A medical insurance policy protects us when we requires hospitalisation due to medical emergency, thus covering us from the cost of treatment.

A critical illness insurance policy provides us with the financial aid in a proportionate lump sum payout when we are diagnosed with a critical illness, according to the stages or severity of the sickness.

First let us look at what are the 45 critical illnesses classified under our company Great Eastern Life Malaysia.

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