• Lionel Lye


Insurance is a way of risk management. When you are buying insurance, you transfer the potential losses to the insurance company in exchange for the fees known as premiums. Insurance companies securely invest funds, so it can increase, and when it has a claim, it can be repaid.


1. A homeowner is safe to borrow loan because mortgage lenders know your are protected by insurance.

2. Car owners, because some people cannot afford legal costs associated with collision and injuries without repair, healthcare costs, and coverage.

3. If you are disabled or suffer from serious illness (e.g. the 45 critical illness under Great Eastern Life Malaysia), it keeps and maintain your current living standards.

4.Cover health care like treatments, hospitalizations, and other health related items

5.Providing for your family a death event

6.Run a small business or family farm by managing risks

7. Leave a vacation without worrying about flight canceling or other potential issues



If you are not bound by your home insurance law but if you have a mortgage, most lenders will be forced to ensure your home is protected appropriately.


Health insurance panel clinics or hospitals. For engaging their practices, we need to pay for personal care from various health professionals.


If you die, life insurance policy will pay a lump sum to your love ones.


It is compulsory to get a motor insurance policy before you renew your road tax in Malaysia.


When accepting a mortgage, you will have to consider the appropriate coverage to cover you just in case of anything happens and you will usually need to take a mortgage protection insurance. Many buyers did not have enough protection in Malaysia.

If you would like to know more or to get a quote, kindly contact us today.

2 views0 comments

+60168201133 (Weekdays 9am - 6pm)

This website provides information for the reader to choose and to provide a link to purchase and to request more information about life insurance and general insurance, including how to apply for a quote. By requesting a quote, or application for a quote, you agree to our Privacy Policy and our Terms & Conditions. If you submit your personal information, you are making a consumer inquiry for life insurance and general insurance through us as a licensed insurance producer as more fully described below.  By proceeding, you give your consent and expectation to be contacted by us.  Applicable privacy laws and regulations protect any health, or personal information shared, the Personal Data Protection Act 2010 (PDPA).

Invitations on for application for insurance are made through Lye Kok Ye and Shamar Solutions Agency, an independent agent/producer, where licensed.  

Commercial use by others is prohibited by law. No portion of may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the owner.

Insurance policies described, quoted, shown, and illustrated throughout this website are not an offer for the sale of any particular insurance policy or product, only an invitation for application for insurance coverage and may not be relied upon. There are many variables in different insurance coverages and companies, including various insurance company standards and offerings, underwriting requirements, and may not be available.

2020, All Rights Reserved